VEHICLE INSURANCE

VICHELS INSURANCE
Two-Wheeler Mandatory Documents

  • Driving Licence (DL): Authorizes you to ride a two-wheeler (with or without gear).
  • Registration Certificate (RC): Proves the vehicle is legally registered with the RTO.
  • Two-Wheeler Insurance Policy: Minimum active third-party liability insurance is compulsory by law.
  • Pollution Under Control (PUC) Certificate: Certifies that vehicle emission levels are within permissible limits.
  • Fitness Certificate: Required for vehicles older than 15 years (renewed every 2 years).
Commercial Vehicle Mandatory Documents

  • Commercial Driving Licence (Badge/HCV/LMV-TR): Required authorization to drive transport or commercial-category vehicles.
  • Registration Certificate (RC): Specifies commercial registration and classification.
  • Commercial Vehicle Insurance: Comprehensive or specialized commercial third-party motor insurance policy.
  • Transport Permit: Goods carrier permit, national permit, or contract/stage carriage permit depending on the vehicle type.
  • Fitness Certificate (Certificate of Fitness): Mandatory safety and roadworthiness certification issued by the RTO, renewed periodically for transport vehicles.
  • PUC Certificate: Emission compliance certificate required for fuel-driven commercial units.
  • Tax Clearance Certificate (Road Tax): Proof of payment for state/national commercial road taxes.
  • Waybill / Goods Receipt (LR): For commercial goods carriers detailing cargo description, origin, and destination.